PROTECTING WHAT’S IMPORTANT
INSURANCE IN SOUTH CAROLINA
Change is a part of life. As your life and business change, you need insurance that changes with you. TAiG specializes in creating insurance strategies for individuals and businesses in South Carolina, including West Columbia, Irmo, Lexington, Chapin, and surrounding areas.
Everything You Want From Your Commercial Insurance, Pt 2
Welcome back to our blog page here at The Alexander Insurance Group, your Top Rated Local® insurance providers right here in Columbia, South Carolina. Though our Columbia insurance company has been helping the great people of that area for years, we also have clients that come to us from West Columbia, Cayce, Blythewood, Irmo, Lexington, Chapin, and the surrounding areas. We offer personal insurance to cover your home, automobile, boat, motorcycle, personal property, and more. We also offer all kinds of commercial insurance, including general liability, workers compensation, commercial auto insurance, commercially owned property insurance, cybersecurity insurance, and so much more. We are a different kind of insurance company with a unique mission and vision; we focus on your needs. Contact The Alexander Insurance Group today to get started and receive an instant online quote from our free estimate tool. Contact TAiG now!
In part one of our blog series, we discussed the value of commercial insurance and the number of people who not only could benefit from having business insurance but people who could lose everything without it. Commercial insurance, whether that’s general liability, workers’ compensation, commercial auto insurance, cybersecurity insurance, or anything else, is an incredibly valuable, and even necessary coverage to have.
Since there is such a variety of types of commercial insurance that business owners should invest in, it’s important to keep all of them straight and make sure that you fully understand what each one covers. In today’s blog, part two of our series, we’re going to take a look at the types of commercial insurance that we offer to our Columbia business owners. Continue reading on to learn about this necessary step for every local business.
General Liability Insurance
If you’re a business owner, no matter if your company is large or small, you’re always at risk from lawsuits and claims brought up by folks who were injured on your premises or those who have another grievance to bring against your company. Without general liability insurance, suits and claims can be extremely damaging and even detrimental to the reputation, flow of commerce, and overall health of a local business. Instead of running the risk of having a lawsuit put you out of business, talk to The Alexander Insurance Group to make sure you’re covered with our best general liability insurance.
Since in this day and age, most companies conduct a large portion of their business online, it’s vital for business owners to protect themselves from any online threat. This includes the leaking of sensitive material, extortion from hackers, data losses, or any other business interruption that is the direct result of a cyber attack. When you invest in cybersecurity insurance, you can rest assured that your online presence is protected.
Since most states require business owners to carry workers compensation if they have at least a few employees, it’s incredibly important to understand what workers comp is, and what it covers. Workers’ compensation is a form of coverage that ensures that a business is financially covered in the event of an employee injury or accident. Not sure what the laws say about workers’ comp here in South Carolina? Look here to learn more.
Making sure that your business is covered is not only smart, it could also save you thousands of dollars, and potentially, save your business from a detrimental loss. Interested in commercial insurance for your Columbia business? Contact The Alexander Insurance Group today!